MORTGAGE IN THE NETHERLANDS
About Mortgage Affairs
For the best consultancy
Being expat, it is hard to find your way for starting a living in the Netherlands, especially when it comes to finance a house.
About Mortgage Affairs brings you the best, fully personalised advise, since we know all about mortgage affairs.
it is our credo to let you lean back, we take care of all the hassle.
RELIABLE
We work without bonuses or commissions, making us completely independent and objective and act in your best interests.
EXPERIENCED
With over 35 years of field experience allows us to provide you with the highest level of service and expertise
RECOGNIZED
We act under the name and responsibility of the licensed company Wouters en van der Velde in the Hague.
https://woutersenvandervelde.nl/
About us
Eline Hut
Careerwise
After a career in the travel industry, I ended up in the financial services industry 25 years ago. I have seen many different sides of it, from investment advice to management, but my passion has been in mortgage advice, especially for Expats. Instead of guiding Dutch people to travel abroad, I’m currently helping people from abroad on their “journey” to their home in The Netherlands.
I worked at ABN AMRO for 25 years. The last 7 years at International Clients. Here I have helped hundreds of Expats working for many organizations. I worked at our in-house offices at EPO and Shell. I am specialized in the net income and working conditions of employees of International Organizations such as EPO, EMA, ESTEC, EUROPOL and all the other International Organizations.
I have always enjoyed the personal contact and interaction that comes with working with clients, and I believe that this is an essential element of providing excellent service. That is one of the main reasons why I have decided to start my own business.
Lifewise
As the daughter of a Shell employee, I have moved regularly, but have been living since 1995 in the historic fortified town of Brielle under the shadow of Rotterdam.
In my free time I like to walk in the forest or on the beach and do sports (because it’s healthy…).
My hobbies include visiting my favourite football club to watch live matches and cheering on my team. I also love cooking and trying out new recipes in the kitchen. In my spare time, I enjoy following Formula 1 racing and keeping up with the latest developments in the sport. Whether I’m at the stadium, in the kitchen, or following a race, I always find a way to indulge my passions and have fun. I don’t travel enough but getting to know other countries and cultures is great fun.
Peter Goudappel
Careerwise
I have spent the last 15 years of my career at ABN AMRO, working in various roles within ABNAMRO bank. In total 20 years of experience in the financial industry, gaining knowledge along the way. As a mortgage advisor, one of the most rewarding aspects of my job is working with international clients. I take great pride in helping people from different cultures and backgrounds achieve their homeownership goals. I understand that international clients may have unique needs and concerns, and I am committed to providing the highest level of service and support to ensure that their mortgage process goes as smoothly as possible. I am knowledgeable about the specific regulations and requirements that may apply to international clients, and I am always ready to go the extra mile to help them succeed. After many years of working for others, I have decided to branch out on my own and start my own business. I am excited to take this new step in my career and to have the opportunity to serve my clients in an even more personalized and focused way.
Lifewise
I was born in Indonesia and raised in The Netherlands. At this moment I live in a small town near the sea with my family and our Beagle. In my free time, I enjoy spending time outdoors, especially walking on the beach. I also enjoy playing point and click adventure games, which I find to be a great way to relax and unwind after a busy day. I love making family videos and composing electronic music in my spare time. I am proud to say that my two daughters are now in high school. It seems like only yesterday that they were starting kindergarten, and now they are well on their way to becoming young adults. Overall, I am very grateful for the rich and diverse experiences that my background and my life in the Netherlands have given me, and I am always looking for new opportunities to learn and grow.
European Patent Office
After both having worked for many years in the in-house ABN AMRO office in EPO (European Patent Office) in Rijswijk, it was time in January 2023 to start our own business as independent mortgage advisors in collaboration with Wouters and van der Velde. We are familiar with all the international organizations, net income of EPO employees, your allowances, the different types of employment contracts and the possibilities to obtain a mortgage, the EPO Homeloan, the pension schemes such as the Salary Saving Plan and the other employment conditions. Therefore, we understand these extra benefits and conditions. In comparison to other consultancy firms, we can use our knowledge and experience for your mortgage application.
We can fully assist you in applying for, increasing and/or changing your mortgage. We can still offer ABN AMRO mortgages, but also, if this suits your situation better, many other providers.
We look forward helping you with your mortgage affairs!
How we work
INTAKE
First, we have a free consultation with you to discuss your financial situation and mortgage goals. This involves reviewing and assessing your current financial situation. Your financial inventory includes reviewing your income, savings, debts, and knowledge and experience and eventual history with mortgages and other financial products.
RESEARCH
Once we have gathered all of the necessary information from you, we will carefully analyze it to determine your financial standing and your ability to purchase a suitable home.
Based on this analysis, we will come up with our best recommendations and present them to you. This will give you a good understanding of your options and help you make an informed decision about buying a house.
PROPOSITION
Obtaining a mortgage proposition is an important step in the process of buying a home. We will work closely with you to ensure that you feel confident and comfortable with your mortgage decision. Once we have all of the required information, we will find the best mortgage product to meet your needs. This includes comparing rates and terms from different lenders to find the most favorable option. We understand that navigating the mortgage process can be overwhelming and stressful, especially for those who are new to a country or unfamiliar with financing their dreamhouse. That's why we are here to help.
FOLLOW UP
As you begin your journey as a homeowner, it's important to stay in contact with us to ensure that everything is running smoothly with your mortgage. This may include making timely mortgage payments, updating your contact information, and staying current with any changes to your financial situation.
By staying in contact with us, you can avoid potential issues and ensure that your mortgage is working for you. We are here to support you and answer any questions you may have as you navigate homeownership.
Thank you for choosing us for your mortgage needs. We look forward to continuing to serve you in the future."
Testimonials
As from our first mail, telophone calls and personal contact, Eline gave me confidence that my goals (and even more) could be reached.
She has taken the necessary initiatives, explaining and encouraging me to take meself those steps with which I was (and am still) not familiar.
All ending up in a very satisfactory mortgage.
It is great to know that I can contact her any time when the situation occurs.
I’m extremely thankful to Eline for her exceptional assistance in securing our loan. She made a complex process hassle-free, especially with my mobility allowance. Her dedication and expertise ensured we got the loan we needed. Her prompt responses and thorough research were truly impressive. Eline is a true mortgage expert! Well-connected, experienced, and a deep understanding of mortgage provider advantages and interest rate dynamics she could get us a tailored mortgage proposal. Our new home wouldn’t be possible without Eline! We couldn’t be happier with her outstanding service. Highly recommended!
We would like to thank Eline for helping us through the process of buying our house. Her diligence and availability really smoothens this stressful period. Later on, when renovation could finally start and the loan had to be reviewed, she provided us with sound financial advises one more time. Thanks to her, we managed to buy and renovate the house of our dreams.
Eline has helped me tremendously throughout the entire process of buying a house. She was always there to push things in the right direction, offered excellent advice, actively helped and because of her excellent contacts in the industry managed to give the best possible service. Excellent!!
My journey of buying a new house in Netherland was hassle free due to excellent support from Mr. Peter Goudappel from start until the end. He gave me all mortgage options and explained me pros and cons of each options. He dealt with all stakeholders and secured my mortgage on time with clear communication. Overall his execution was perfect. I am very much satisfied with his consultancy. I would definitely recommend him for his effective communication and professional work style.
Peter was proactive and knowledgeable throughout the end to end process. Being an expat looking to buy a house in the Netherlands, I had few doubts and questions on the overall mortgage process. Every one of those was swiftly answered and handled by Peter. His good client engagement skills made him a very easy person to interact with. Overall I won’t hesitate to recommend Peter to anyone who is seeking Mortgage and Financial advises
Eline was incredible. In just a few days time she arranged a mortgage for me, and made it possible for me to buy my dreamhouse. In the process, she was extremely friendly, adequate and provided me with the right information so that I made wise choices despite the pressure. I really couldn’t have wished for a better mortgage advisor.
Very smooth journey from beginning to end. Everything was clearly explained and made the process as stress free as getting a mortgage can be. Helped a lot when there were difficulties in communicating with 3rd parties. Would happily return to Eline if I get a mortgage again!
We received a great service from Eline. She reassured us about the needed paperwork, clarified the (dutch) bank documents, sped-up the process and selected the best mortgage options, while adapting to our schedule and availabilities.
Eline provided excellent service throughout the process of buying a house. She played a key role in the fact that we were able to complete the purchase within a month and helped us to understand the important details. We can highly recommend her as advisor.
“I have lived all around the globe and worked with numerous Financial Advisors, none came close to Peter Goudappel’s level of professionalism, knowledge of international financial matters and service quality. Peter went above and beyond to ensure we were given tailored advice and was available around the clock. His services are unparalleled and exceeded all our expectations. My only regret is that I didn’t work with Peter earlier in my career! “
Eline is a very helpful expert, taking her time to familiarize with specific situations and suggesting the best option. We got in touch with her through recommendation and we also recommend her as a reliable and competent financial adviser!
Eline helped me with my mortgage. She was very responsive and helpful throughout the whole process
“It is great working together with Eline and I wholeheartedly recommend her. She is an excellent financial advisor, who is highly professional, reliable, efficient and friendly. She is very attentive to your needs and skilfully guides you through the process to always find the best solution for you. She offers constant support and is always available for any question you may have. Thank you, Eline for your outstanding and much appreciated five-star service.”
Eline help us with our mortgage application and everything seemed simple and easy to understand. During the whole process she was always available, answered all our questions, very quick and easy to communicate with
Eline is our financial advisor since many years. Our experience with her started when she was still working for the ABN Bank, her professional service made us decide to follow her to Wouters en van der Velde. For each case Eline had a good overview and understanding of our specific situation and made the best possible suggestions. We are very appreciated for her help and would like to recommend her to anyone who is looking for a reliable financial advisor.
Peter werd hoog aanbevolen door verschillende Expat Collega’s ten tijde dat wij wilde proberen een hypotheek te verkrijgen in Nederland. Als in het buitenland wonende geboren/getogen Nederlander is het helaas toch vrij moeilijk dit voor elkaar te krijgen, helemaal als je ook nog in vreemde valuta betaald krijgt. Door Peters’ altijd parate vak/mensen kennis, is het hele proces zeer soepel/efficiënt en ontzettend prettig verlopen. De Uiteindelijke periode tussen geaccepteerd bod en door de bank goedgekeurde hypotheek heeft maar 2-3 weken in beslag genomen. Niks anders dan lof voor Peter, heb hem zelfs alweer aanbevolen bij andere Collega’s die inmiddels ook bij hem hebben aangeklopt. Super service, bedankt Peter. Ralph en Kitty Smit/Fonville
Eline from Wouters en Van Der Velde helped my partner and I to obtain a mortgage to buy our first house. As expats, we walked into a lot of unknowns; types of mortgages, the home-buying process, understanding the documentation requirements of each party (often stated in Dutch), completing forms (often in Dutch). Eline took time to explain each step of the process helping us to feel comfortable with the risks and pitfalls of getting a mortgage. She made herself available to quickly respond to emails and whatsapps and seemed happy to help. I feel lucky to have had such conscientious counsel and recommend Wouters en Van Der Velde to anyone who needs a mortgage.
Eline was my advisor and I must say she made things very easy for me. She was honest and guided me well. I asked a lot of questions and appreciate her patience with what she answered every single of them.
To buy my fist house was quite challenging and stressful! However, I had a really good professional beside me! I had the privilege to be one of the first client of Eline Hut and to receive her advice, support and outstanding personal care! Eline is extremely helpful, always available to answer all your questions and really to understand your needs. The mortgage was approved so quickly that I didn’t have time to change my mind :). I am grateful to Eline for everything she did for me. I highly recommend Eline if you need not just a mortgage advisor but a caring person who will put your needs at first place and will facilitate the scary process of buying a home! With Eline everything was quick, smooth and easy! She is a reliable professional who at the end becomes your friend!
Peter Goudappel helped us very well in the process of getting a mortgage for our newly bought house. Peter’s experience with people working for international organizations or expats are vary valuable in this process. He is well aware of their special situation and provides valuable advice and very good guidance in the process. I already had very positive experiences with Peter in the past and strongly recommend his services as mortgage advisor
Eline is an exceptional mortgage advisor who went above and beyond to help me navigate the complex process of buying a home. From the very beginning, she took the time to understand my needs and goals and provided clear and detailed explanations of all the options available to me. She was always available to answer any questions I had and was quick to respond to any concerns I had. With her help we were able to secure a mortgage in an extremely short period of time. I highly recommend Eline to anyone looking for a dedicated and knowledgeable mortgage advisor. She truly exceeded my expectations.”
Despite all the difficulties arising from my status, Eline Hut provided me with a top quality assistance which was crucial in securing my first purchase of an apartment. I am grateful to have landed such an efficient and reliable advisor. She answered patiently to all my questions, was quick and was able to secure the mortgage in less than 2 weeks, which is impressive. I would recommend her services to anybody seeking mortgage advice.
I am very satisfied with the services provided by Eline! I received very thorough advice on the special conditions of my organization and applied for a mortgage that was approved in a timely manner without any delays. Many thanks!
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Get in touch
We understand that navigating the mortgage process can be overwhelming and stressful. That's why we are here to help.
- Eline Hut & Peter Goudappel
How can we help?
Get in touch and see what we can do for you.
- Patentlaan 2, 2288EE Rijswijk
- info@aboutmortgageaffairs.nl
- +31 (0)6 510 301 24 (Eline)
- +31 (0)6 132 161 56 (Peter)
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